A payment gateway is an application that makes the online payment process very simple and easy. It is actually a medium that connects a merchant’s mobile application or website with the bank. When you make payments through a payment gateway, the merchant’s website sends your debit / credit cards details to the gateway for confirmation. The payment gateway then verifies the details from the bank and the amount gets transferred from your bank account to the merchant’s bank account.
Online Payment Gateways in India 2023
There are various payment gateways in India that allow customers to make payments online. Some of the popular ones are:
Cashfree Payments is a renowned payment and API banking firm in India. It accepts over 120 payment modes including debit cards, credit cards, Paytm, net banking (65+ banks), EMI options, and UPI. In addition to this, Cashfree Payments supports PayPal, NEFT, and IMPS.
- Bill Desk is a popular payment gateway that allows people to pay and receive all their bills at one place. A lot of Indian banks are connected with Bill Desk to make the payment process simple, quick and safe. Using Bill Desk, customers can decide how and when to make payments and they can also set payment reminders or alerts.
- PayU is one of the top payment gateways in India, which supports 150+ modes of payment including UPI, net banking, debit and credit cards, and static and dynamic QR. The payment gateway allows businesses to accept payments in multiple currencies. It also provides a variety of payment solutions such as EMI and BNPL, Native OTP, and Pay with Rewards for loyalty programs. It simplifies the process of managing payments for businesses through its user-friendly merchant dashboard.
- CCAvenue Payment Gateway is another a popular payment gateway, which offers multiple payment options. It supports six credit cards, namely, JCB, MasterCard, Visa, American Express, Diners Club and eZeClick. CC Avenues payment page can be viewed in 18 different languages (Indian as well as international) and it accepts payments in 27 foreign currencies. Some of these currencies are Euro, Singapore Dollar, Indian Rupees, Japanese Yen, American Dollar, UAE Dirham, Pound Sterling, Hong Kong Dollar, Qatari Riyal, Bahraini Dinar, Baht, Sri Lankan Rupee, Malaysian Ringgit, Taka, New Zealand Dollar, Canadian Dollar, Nepalese Rupee, Australian Dollar, Omani Rial, Swiss Franc, Kuwaiti Dinar, Chinese Yuan Renminbi, etc.
- Instamojo Payment Gateway is one of the best payment gateways for purchase of digital files, tickets, services, goods, music, videos, etc. The payment process is quick and secured with bank level security. Merchants can use this payment gateway to collect payments on Facebook, Whatsapp and Instagram among others. This gateways also allows merchants to collect their payments via SMS, Email and instamojo username.
- Direcpay Payment Gateway is a payment gateway that supports different types of credit cards and debit cards. Using Direcpay merchants can accept mobile payments and payments made via net banking as well. It is a solution for merchants and companies who deal with ecommerce and online transactions. Payments using Direcpay can be made using different types of foreign currencies. This payment gateway is secure and easy to use.
- JusPay secure payment gateway is popular for offering the express checkout feature and Secure 1-Click experience for Mobile Payments. It auto processes OTP from SMS and optimizes network efficiently to reduce the loading time of a page.
- Atom Paynetz Payment Gateway is a leading payment gateway that provides over a hundred payment options. It supports domestic credit cards such5 as Visa, MasterCard, JCB, American Express, Discover and Diners. It offers revenue boosters such as Promotion and Discount Engine, Multi Bank EMI, express payments, etc., to merchants.
- ePaisa payment gateway helps businesses in managing their payments in an easy and effective manner. Merchants can use e-paisa to manage their inventory, speed up the checkout process, accept payments on tablet or smartphones, etc. Businesses can accept credit or debit card payments, wallet payments, online payments and bitcoin payments using ePaisa. The payments are secure and the company provides 15-day money back guarantee.
- Airpay payment gateway allows merchants and businesses to accept debit or credit card payments on website, wapsite and mobile apps in a secure and hassle-free manner.
- Emvantage payment gateway helps merchants to manage a large number of transactions easily and in a secure way. Emvantage allows merchants to collect payments using multiple payment modes such as credit cards, debit cards, prepaid cards, mobile payments, Netbanking, etc.
- Transecute payment gateway helps merchants to accept online payments from their customers. People can pay using their Visa or Master Card Credit cards. The service is easy to use and integration takes less than 30 minutes.
- Zaakpay is another popular payment gateway that supports all international and Indian MasterCard credit cards, Visa credit card Discover, and Diners Credit Cards. It is a secure gateway and the payments on this portal can be made using a few clicks.
- Razorpay was founded in 2014 and is one of the top payment gateways in India. The Bangalore-based emerging fintech company has received more than $200 million in funding to date and became a unicorn startup of India in October 2020 with over a $1 billion valuation. The payment gateway allows you to accept payment via various types of methods such as credit/debit card, net banking, UPI, and popular wallets that include JioMoney, FreeCharge, Airtel Money, etc.
The above-mentioned payment gateways are among the best in India and they provide extremely secure platforms for people to make their payments online quickly without any worry.
